BMO Digital Banking

Content rating
Everyone
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Upgrade your digital routine with BMO Digital Banking. Powered by BMO Bank National Association under AGCscript, this tool is highly reliable. Learn more details through Finance.

Original Release And This Software BMO Digital Banking

Bank on the go from your Android™ smartphone anywhere, anytime with the BMO Digital Banking app. We’ve updated the design for a cleaner look that’s even more convenient to use! It’s secure¹ and super easy to:
• View account balances and activity
• Sign on even faster using Biometric Finger Print ID
• View and manage your credit cards alongside your other BMO accounts
• Send money to friends and family with a bank account in the U.S. with Zelle®
• Track your accounts – even if they’re not with us – with BMO Total Look
• Transfer money between your BMO accounts2
• Deposit checks by taking a picture with your Android™ camera³
• Schedule and manage bill payments
• Turn your debit or ATM card on and off and get real time alerts⁴ – with BMO Card Monitor

Visit bmo.com/usmobile to learn more.

¹ Please visit bmo.com/us/security for more details.
2If you make an Internal Transfer on a weekend or holiday, we’ll credit the payment the same day, but we’ll post the payment on the next Business Day.
³ Mobile Deposit is available using the BMO Digital Banking app. This service may not function on older devices. Users must be a BMO Digital Banking customer with a BMO account opened for more than 5 calendar days. Deposits are not immediately available for withdrawal. For details, see the BMO Digital Banking Agreement found at bmo.com/uslegal.
⁴ Message and data rates may apply. Contact your wireless carrier for details.

Accounts are subject to approval. BMO Bank N.A. Member FDIC

Third party web sites may have privacy and security policies different from BMO. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of websites reached through links from BMO web sites.

Copyright 2023, BMO Financial Corp., All Rights Reserved.

Android™ is a trademark of Google Inc.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
With BMO Digital Banking, it's easy to do your banking online, anywhere, anytime
Updated on
Jul 31, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Financial info
  • This app may collect these data types
    Location, Personal info and 7 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

49.5K reviews
Pain Exotic
August 11, 2026
They Changed the Layout! A few days ago I first noticed it on my phone and now it just spread to my tablet too. The old layout was better and more user friendly. They made simple things more difficult and harder to find. For example, you used to be able to swipe through bank accs but now you have to manually click a drop down menu. The way the acc info is listed is also harder to read than the last version too. Why do companies change things that work perfectly fine?
2 people found this review helpful
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BMO Bank National Association
August 14, 2026
Hello there, thank you for your review. We are sorry to learn of your trouble after our most recent update. You feedback is important to us. If issues Persist, we would be happy to take a closer look, please give us a call at 888-340-2265. We are here to help! - Manny.
Robin Brown
June 25, 2026
The interface has drastically changed, and I don't like it at all. It is messy and confusing to look at. It pefills boxes to pay the minimum amount when I always pay the full amount. It prefills the due date rather than the date I prefer. I don't like decisions made on my behalf as I am forced to be vigilant about correcting it.
8 people found this review helpful
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victoria
April 16, 2026
Haven't had anything good happen yet. twice the work as other bank apps I've used and it's never correct with what my balance is when I check it. Big let down. called 5 times with the last call that was disconnected or whatever after 48 minutes holding. First call was disconnected after 45 minutes, second was 47 and I still haven't been able to activate my card. What a waste and I get to spend 5 hrs on the phone again tomorrow. Big disappointment.
6 people found this review helpful
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What’s new

We're always working to improve the banking experience, update includes:
• BMO introduces Identity Theft Protection via the CreditView dashboard
• Minor bug fixes and performance improvements.
Turn on automatic updates so you always bank with the latest features & enhancements!